Do you want to know how car insurance is?
Car insurance, also known as auto insurance, is a contract that protects you from financial losses if you're in an accident. It helps pay for injuries and damage to your car and other people's property. How does car insurance work?
You pay a premium to the insurance company. In exchange, the insurance company pays for covered costs after you meet your deductible. The policy is a legal document that you should understand.
What does car insurance cover? Bodily injury: Pays for medical bills if you injure someone else in an accident Property damage: Pays for damage to other people's property Car damage:
Pays to repair or replace your car if it's damaged or stolen What are the minimum requirements? State law requires a minimum amount of coverage for drivers.
Most insurance professionals recommend higher than the state minimum. Additional coverages You can purchase additional coverages, usually for extra premiums.